Market news
Daily South African home loan and property market news — SARB rate decisions, prime and repo moves, house price data and bond cost updates, with every figure sourced and dated.
Market trends
4South Africa's home loan default rate fell 16% year-on-year in Q1 2026 (Experian CDIx), even as unsecured credit worsens. The dated, sourced numbers.
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Stats SA's April 2026 index shows SA house prices up 7.9% year on year, driven by resold homes and Western Cape growth. What it means for buyers.
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FNB data shows SA house price growth easing to 5.2% in June, yet home loan approvals keep rising. Here's what it means for buyers before the September MPC.
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Interest rates
7Prime is 10.50% ahead of the 23 September MPC. See what a 25bp move adds to a R1m, R1.5m or R2m bond repayment, and how to stress-test yours.
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The SARB's MPC meets on 23 September with prime at 10.5%. Here's what a possible 25 basis point hike would add to your bond repayment — and how to prepare.
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Prime is 10.50%, but that’s not the rate you’ll pay. How SA banks price home loans in September 2026 — and how to pay less.
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Location hotspots
0The first location hotspots articles are being published this week — the category hub is live now, and new pieces will land there first.
Bank products
1Prime is 10.50% and the SARB decides again on 23 September. We weigh fixed vs variable home loans in South Africa — cost, risk and who each suits.
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First-time buyer
1South African first-time buyers hit a record average purchase price in July 2026 as stable interest rates and improving affordability keep the residential property market resilient.
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Investment
0The first investment articles are being published this week — the category hub is live now, and new pieces will land there first.
Legislation
5The NCA-capped initiation fee, the monthly service fee, and who charges what between bank and attorneys — the full upfront cost stack on a R1.5 million purchase.
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The LSSA conveyancing fee guideline rose about 3.5% on 1 July 2026. What bond registration and transfer attorney fees now cost, bracket by bracket, versus 2025.
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Government Gazette No. 54225 reset Deeds Office fees on 1 April 2026. The new transfer and bond registration fee schedule, and what it adds on a typical bond.
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