Interest Rates & MPC Decisions
Repo and prime rate decisions, MPC statements and benchmark changes — and what each move adds to, or shaves off, your bond repayment. We publish within hours of every SARB decision, with worked repayment examples for real bond sizes and no guaranteed-outcome language.
A R1.5 million home loan costs about R 15 228 a month over 20 years at 10.75% prime (SARB, 25 Sep 2026). Deposit, term and salary tables, plus what the September hike added.
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A R2 million home loan costs about R 20 305 a month over 20 years at 10.75% prime (SARB, 25 Sep 2026). Hold, hike and cut scenarios for the 19 November MPC.
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South Africa's inflation rate is 4.5% — the September 2026 CPI, published 21 October, below the 4.7% forecast. What it means for your bond at 10.75% prime, by bond.co.za.
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Stats SA publishes September 2026 CPI today — the last major inflation print before the SARB's 19 November MPC decision. Prime at 10.75%, repo at 7.25%. bond.co.za calculates what a hold or hike means for your repayment.
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The 2026 MTBPS is tabled on Wednesday 21 October. What it can and cannot change — and what it means for your bond at 10.75% prime, calculated by bond.co.za.
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Stats SA publishes September CPI on Wednesday 21 October 2026 — the last major print before the SARB's 19 November decision, with CPI at 4.4% and prime at 10.75%. What it means for your bond.
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Inflation is why the SARB hiked twice in 2026. How CPI moves the repo rate, prime and your bond repayment — and what the next inflation print means.
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South Africa's prime rate has risen 0.50 percentage points in 2026 — two SARB hikes, from 10.25% to 10.75%. What that adds at R1 million, R1.5 million and R2 million, calculated by bond.co.za.
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The MPC decides on 19 November 2026 with repo at 7.25% after September's hike. What the 2026 record says — and what another 25bp would cost your bond.
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The SARB's next MPC decision is on Thursday 19 November 2026, at about 15:00 SAST. Repo stands at 7.25% and prime at 10.75% — what each outcome would do to your repayment, calculated by bond.co.za.
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ooba's data shows home-loan comparison wins an average 0.67% below prime. What that's worth at today's 10.75% prime rate (SARB), calculated by bond.co.za.
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Prime is 10.75% after September's SARB hike. bond.co.za's own calculation of what extra monthly payments and lump sums actually save on a real bond today.
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SARB raised the repo rate to 7.25% on 23 September 2026, effective 25 September, pushing prime to 10.75%. What the hike adds to your bond repayment, recalculated by bond.co.za.
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Prime has risen 0.50 percentage points in 2026 across two SARB hikes, to 10.75%. bond.co.za's break-even math on refinancing now, what it costs, and when it isn't worth it.
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Often, yes — from bank competition, not negotiation. What a bond originator's one-application model is worth at today's 10.75% prime rate (SARB), and the real trade-offs.
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Prime is 10.75% and repo 7.25% as at 23 September 2026 (SARB) — no cut yet. What published November MPC forecasts actually say, and what a rate cut or hike would do to your bond.
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Prime rose to 10.75% on 25 September 2026. bond.co.za's own calculation of how much less South Africans now qualify to borrow at the same income, by income tier.
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Prime is 10.75% and repo is 7.25% (SARB, effective 25 September 2026). How the two rates differ, why the gap is fixed, and what a repo move does to your bond.
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A R100,000 home loan over 20 years at 10.75% prime (SARB, effective 25 September 2026): the monthly repayment, what the hike added, and how to scale it to your bond.
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The SARB raised the repo rate 25 basis points to 7.25% on 23 September 2026, taking prime to 10.75%. What the hike adds to your bond repayment, and what to do next.
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Bank of America expects two more SARB rate hikes in 2026, taking repo to 7.50%. What the call says, where rates stand today, and what it would add to your bond repayment.
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The SARB decides on 23 September 2026. A pre-approval issued before Thursday is priced at today's 10.50% prime — the timing, the credit check and the 90-day window.
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The SARB decides on 23 September 2026 with petrol tracking above R29/litre and GDP in contraction. What the verified data says about the repo rate.
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Bond pre-approval in South Africa lasts about 90 days. What that means with the SARB rate decision landing on 23 September 2026, sourced and dated.
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Prime is 10.50% ahead of the 23 September MPC. See what a 25bp move adds to a R1m, R1.5m or R2m bond repayment, and how to stress-test yours.
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The SARB's MPC meets on 23 September with prime at 10.5%. Here's what a possible 25 basis point hike would add to your bond repayment — and how to prepare.
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Prime is 10.50%, but that’s not the rate you’ll pay. How SA banks price home loans in September 2026 — and how to pay less.
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JIBAR is discontinued after 31 December 2026 as SA switches to ZARONIA. What the benchmark change means for your bond — and why your repayment stays put.
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Prime has held at 10.50% since May, yet a bond costs more than it did a year ago — in instalments and in upfront fees. The numbers, and what 23 September could add.
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The Reserve Bank has proposed replacing South Africa’s prime lending rate with the repo rate from 2027. Here’s what that actually changes for home loan borrowers.
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