Legislation & Home Buying Costs
Transfer duty thresholds, Deeds Office fees, conveyancing tariffs and court rulings that change what it costs to buy a home in South Africa. Budget and Government Gazette updates with worked examples — never a figure without its source and effective date.
The NCA-capped initiation fee, the monthly service fee, and who charges what between bank and attorneys — the full upfront cost stack on a R1.5 million purchase.
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The LSSA conveyancing fee guideline rose about 3.5% on 1 July 2026. What bond registration and transfer attorney fees now cost, bracket by bracket, versus 2025.
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Government Gazette No. 54225 reset Deeds Office fees on 1 April 2026. The new transfer and bond registration fee schedule, and what it adds on a typical bond.
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A new Western Cape High Court ruling confirms no co-owner can be trapped in joint bond ownership after a breakup. Here is what it means for SA co-buyers.
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SARS confirmed the 2026/27 transfer duty table is unchanged from 2025/26. The thresholds, three worked examples, and the sales that pay no transfer duty at all.
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