bond.co.za

The bond expert, always awake

Trained on South African home loan rules, bank requirements and the bond.co.za process. Ask anything — from pre-qualification to transfer costs — and get a clear answer in seconds.

I am self-employed — what documents do I need for a bond?
You will typically need 6–12 months of personal and business bank statements, your latest annual financial statements, an accountant's letter confirming income, ID, and proof of address. Upload them on bond.co.za and I will check that everything is bank-ready before anything is submitted.
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How it works

Instant answers, human backup

01

Ask anything

Type your question in plain English. The expert understands South African bonds, rates, deposits and costs.

02

Get an answer in seconds

No waiting for business hours. Complex questions include a step-by-step explanation and a checklist where useful.

03

Hand over to a human

Request a registered consultant at any point. They see the conversation and can take over without you repeating yourself.

Safe, not smug

The expert gives general guidance, not financial advice. It will never tell you that you are guaranteed approval or quote a rate that is not backed by a real bank offer. When in doubt, it hands you to a human.

Want real offers?

Check what you qualify for

Three minutes to an instant affordability estimate — no contact details needed to see the number.

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