First-Time Buyer News
News that affects first-time buyers: FLISP and First Home Finance changes, subsidy thresholds, deposit trends and affordability shifts. Published around every Budget and policy update, with the numbers worked through for a real first purchase.
How much deposit you need to buy a house in South Africa in October 2026: the 10% standard, 100% bonds, and what a deposit saves on a R1 million home at 10.75% prime — computed by bond.co.za.
Read the article
How much monthly salary banks want to see at 10.75% prime: a salary-to-bond table at the 30% affordability rule, worked out by bond.co.za for R500k to R3m bonds.
Read the article
South Africa's First Home Finance subsidy window closes at 17:00 today, 5 October 2026. What happens if you miss it, whether the subsidy must be repaid, and what to do right now.
Read the article
South Africa's First Home Finance (FLISP) subsidy window closes 5 October 2026. It's free to apply — the process, the deadline and the scam the Department of Human Settlements warned about.
Read the article
South African first-time buyers hit a record average purchase price in July 2026 as stable interest rates and improving affordability keep the residential property market resilient.
Read the article