Home Loan Costs & Fees in South Africa
Buying a home in South Africa costs more than the price on the listing. This hub explains transfer duty, bond registration and attorney fees, deeds office charges and the other upfront cash buyers must budget for — with typical amounts, who charges what, and when each payment falls due.
Transfer duty, bond registration, attorney fees and the other cash costs buyers forget to budget for.
Updated 24 Aug 20268 min read
Using money from family for your deposit: the gift letter banks require, what it means for the giver, and gift vs loan.
Updated 04 Sept 20266 min read
What it really costs to cancel a bond in 2026 — the LSSA guideline fee, Deeds Office schedule, early-settlement charge, and why you pay an attorney you never appointed.
Updated 09 Sept 20267 min read
When a buyer who moves in before transfer — or a seller who stays on after — pays occupational rent, how the daily rate is set, and the OTP clause that decides how expensive it gets.
Updated 09 Sept 20267 min read
Two attorneys charge on the 2026 LSSA tariff scale when you buy — the conveyancer the seller appoints and the bond attorney the bank appoints. Who pays which, and the dated fee table.
Updated 09 Sept 20267 min read