Bond Switching & Selling Your Home
You are not locked into one lender for the life of your bond. These guides explain bond switching — moving your home loan for a better rate — and what happens to your bond when you sell: the costs, the timelines, and the paperwork on both sides of the deal.
How switching your bond to a new lender works, what it costs, and when the saving is actually worth it.
Updated 02 Sept 20267 min read
Yes — you can sell a house while you still owe on the bond. The proceeds settle the bond on transfer, cancellation costs come off first, and the order of payouts decides what lands in your account.
Updated 09 Sept 20268 min read
How to decide whether refinancing your bond is worth it: the switching costs, the break-even formula, and a free calculator that estimates your monthly saving and break-even point.
Updated 13 Sept 20269 min read