Alternative Ways to Buy a Home in South Africa

A standard bank bond is not the only route into property. These guides cover rent-to-own and instalment-sale agreements, the First Home Finance subsidy for lower-income buyers, pension-backed home loans, and other less-travelled — sometimes faster — ways to own a home in South Africa.

How First Home Finance (formerly FLISP) works, who qualifies, and how the subsidy can reduce the bond you need.

Updated 23 Aug 20266 min read

Can your pension or provident fund help you buy a house? How section 19(5) loans work, who qualifies, and the risks.

Updated 04 Sept 20267 min read