# First-Time Buyer News

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News that affects first-time buyers: FLISP and First Home Finance changes, subsidy thresholds, deposit trends and affordability shifts. Published around every Budget and policy update, with the numbers worked through for a real first purchase.

24 Oct 2026

[How much deposit do you need to buy a house in South Africa? October 2026 deposit table](https://bond.co.za/news/how-much-deposit-do-you-need-to-buy-a-house-october-2026)

How much deposit you need to buy a house in South Africa in October 2026: the 10% standard, 100% bonds, and what a deposit saves on a R1 million home at 10.75% prime — computed by bond.co.za.

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23 Oct 2026

[What salary do you need to buy a house in South Africa? October 2026 salary-to-bond table](https://bond.co.za/news/what-salary-do-you-need-to-buy-a-house-october-2026)

How much monthly salary banks want to see at 10.75% prime: a salary-to-bond table at the 30% affordability rule, worked out by bond.co.za for R500k to R3m bonds.

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05 Oct 2026

[The First Home Finance window closes at 17:00 today — here’s what happens next](https://bond.co.za/news/first-home-finance-window-closes-today)

South Africa's First Home Finance subsidy window closes at 17:00 today, 5 October 2026. What happens if you miss it, whether the subsidy must be repaid, and what to do right now.

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16 Sep 2026

[First Home Finance (FLISP) applications close 5 October — and a scam is targeting applicants](https://bond.co.za/news/first-home-finance-flisp-window-closes-5-october)

South Africa's First Home Finance (FLISP) subsidy window closes 5 October 2026. It's free to apply — the process, the deadline and the scam the Department of Human Settlements warned about.

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27 Aug 2026

[SA first-time buyers reach record prices as rates stay steady](https://bond.co.za/news/sa-first-time-buyers-record-prices-stable-rates)

South African first-time buyers hit a record average purchase price in July 2026 as stable interest rates and improving affordability keep the residential property market resilient.

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