# Market news - Canonical URL: https://bond.co.za/news 1. [Home](https://bond.co.za/) 3. Market news Daily South African home loan and property market news — SARB rate decisions, prime and repo moves, house price data and bond cost updates, with every figure sourced and dated. [ ## Market trends 11](https://bond.co.za/news/market-trends) 30 Oct 2026 [What is the average property price growth rate in South Africa?](https://bond.co.za/news/average-house-price-growth-south-africa-2026) SA house price growth is 5.2% a year on FNB's June 2026 index (from 6.0% in Q1) and 8.2% on Stats SA's May 2026 index — easing, not falling. What the average growth rate means for buyers at 10.75% prime. Read the article 26 Oct 2026 [SA house price growth accelerates to 8.2%, with Cape Town still leading](https://bond.co.za/news/stats-sa-house-prices-may-2026) Stats SA's May 2026 index shows SA house prices up 8.2% year on year, with Cape Town up 11.5%. What faster price growth means for buyers at 10.75% prime. Read the article 23 Oct 2026 [More South Africans are buying homes into retirement — FNB data](https://bond.co.za/news/sa-retirees-reshape-property-market-fnb) FNB data shows buyers aged 56+ rose from 14% to 19% of purchases in a decade, with most downsizing. What the shift means for SA property and bonds today. Read the article [View all 11 market trends articles](https://bond.co.za/news/market-trends) [ ## Interest rates 30](https://bond.co.za/news/interest-rates) 29 Oct 2026 [R1.5 Million Home Loan: Monthly Repayment at 10.75% Prime](https://bond.co.za/news/r1-5-million-home-loan-monthly-repayment) A R1.5 million home loan costs about R 15 228 a month over 20 years at 10.75% prime (SARB, 25 Sep 2026). Deposit, term and salary tables, plus what the September hike added. Read the article 28 Oct 2026 [R2 Million Home Loan: Monthly Repayment at 10.75% Prime](https://bond.co.za/news/r2-million-home-loan-monthly-repayment) A R2 million home loan costs about R 20 305 a month over 20 years at 10.75% prime (SARB, 25 Sep 2026). Hold, hike and cut scenarios for the 19 November MPC. Read the article 25 Oct 2026 [What is the current inflation rate in South Africa today? September CPI prints 4.5%](https://bond.co.za/news/current-inflation-rate-south-africa-today) South Africa's inflation rate is 4.5% — the September 2026 CPI, published 21 October, below the 4.7% forecast. What it means for your bond at 10.75% prime, by bond.co.za. Read the article [View all 30 interest rates articles](https://bond.co.za/news/interest-rates) [ ## Location hotspots 2](https://bond.co.za/news/location-hotspots) 18 Oct 2026 [How fast are house prices rising in Hout Bay?](https://bond.co.za/news/hout-bay-house-prices-2026) Hout Bay house prices are up about 141% in five years — from R3.53 million to R8.5 million (Propstats, October 2026). What still sells under R5 million, and what a bond there costs at today's rates. Read the article 19 Sep 2026 [Reverse semigration in South Africa: what the data actually shows](https://bond.co.za/news/reverse-semigration-gauteng-bond-sizes) Western Cape-to-Gauteng relocations rose 58.6% in 2025, but Gauteng still lost more residents to the Western Cape than it gained. The sourced, dated numbers. Read the article [ ## Bank products 1](https://bond.co.za/news/bank-products) 06 Sep 2026 [Fixed vs variable home loan in South Africa: which should you pick before the September rate decision?](https://bond.co.za/news/fixed-vs-variable-home-loan-south-africa) Prime is 10.50% and the SARB decides again on 23 September. We weigh fixed vs variable home loans in South Africa — cost, risk and who each suits. Read the article [ ## First-time buyer 5](https://bond.co.za/news/first-time-buyer) 24 Oct 2026 [How much deposit do you need to buy a house in South Africa? October 2026 deposit table](https://bond.co.za/news/how-much-deposit-do-you-need-to-buy-a-house-october-2026) How much deposit you need to buy a house in South Africa in October 2026: the 10% standard, 100% bonds, and what a deposit saves on a R1 million home at 10.75% prime — computed by bond.co.za. Read the article 23 Oct 2026 [What salary do you need to buy a house in South Africa? October 2026 salary-to-bond table](https://bond.co.za/news/what-salary-do-you-need-to-buy-a-house-october-2026) How much monthly salary banks want to see at 10.75% prime: a salary-to-bond table at the 30% affordability rule, worked out by bond.co.za for R500k to R3m bonds. Read the article 05 Oct 2026 [The First Home Finance window closes at 17:00 today — here’s what happens next](https://bond.co.za/news/first-home-finance-window-closes-today) South Africa's First Home Finance subsidy window closes at 17:00 today, 5 October 2026. What happens if you miss it, whether the subsidy must be repaid, and what to do right now. Read the article [View all 5 first-time buyer articles](https://bond.co.za/news/first-time-buyer) [ ## Investment 1](https://bond.co.za/news/investment) 01 Oct 2026 [Can you get a home loan for a rental property in South Africa?](https://bond.co.za/news/can-you-get-a-home-loan-for-a-rental-property-south-africa) Yes — SA banks will bond a rental property. How a buy-to-let bond differs from a primary-residence bond, what it costs at today's 10.75% prime rate, and what to check before you apply. Read the article [ ## Legislation 5](https://bond.co.za/news/legislation) 09 Sep 2026 [Bond initiation and registration fees explained: the true upfront cost stack](https://bond.co.za/news/bond-initiation-and-registration-fees-explained) The NCA-capped initiation fee, the monthly service fee, and who charges what between bank and attorneys — the full upfront cost stack on a R1.5 million purchase. Read the article 09 Sep 2026 [New conveyancing fee guideline from 1 July 2026: what attorneys now charge](https://bond.co.za/news/conveyancing-fee-guideline-2026) The LSSA conveyancing fee guideline rose about 3.5% on 1 July 2026. What bond registration and transfer attorney fees now cost, bracket by bracket, versus 2025. Read the article 09 Sep 2026 [Deeds Office fees 2026: the new schedule from 1 April](https://bond.co.za/news/deeds-office-fees-2026) Government Gazette No. 54225 reset Deeds Office fees on 1 April 2026. The new transfer and bond registration fee schedule, and what it adds on a typical bond. Read the article [View all 5 legislation articles](https://bond.co.za/news/legislation) > This is the Markdown version of [https://bond.co.za/news](https://bond.co.za/news); that HTML page is the canonical version of this content.